
Buying Your First Home
Getting your first home loan is exciting and a little scary at the same time
Financing Your First Home, One Step at a Time.
Not only are you faced with the challenge of finding the right property to become your first home, but you also need to know you’re getting the right first home loan. The Australian mortgage market can be a confusing maze of options, home loan interest rates and bank jargon that can be difficult for a first home buyer to navigate successfully, but you don’t have to get through it on your own. We understand that buying your first home can seem confusing and complicated. Our mortgage advisers can help you to choose a loan that’s right for you, without all the running around. Our advice is based on years of experience and costs you nothing.


We Will...
Tell you exactly how much deposit you will need
Help with your First Home Buyers’ Incentives such as First Home Owner's Grant
Explain all the costs involved in financing your first home
Calculate the amount you can borrow
Confirm your exact repayment amount on your chosen loan
Explain all the family guarantee loan options available
Help you find a loan solution that gives you the flexibility you need
When is the best time to get my first home loan?
First home buyers often want to know when the best time to buy is going to be. There is no right or wrong time to buy your first home – only the time that suits you and your circumstances.
When it comes to finding the ‘best’ first mortgage for you, it’s important to remember that no two people have identical financial situations. Nobody else has your same income, expenses or goals. This means that modelling your financial plan on a mortgage that worked really well for a friend or family member may be a terrible option for your own first home loan. Always keep in mind that you should be looking for a mortgage package that works best for your unique personal situation.
Which First Home Loan is Best?
Still Confused About Our Features? Get A Consultation
Why Get Pre-approved Now?
Submitting a mortgage application will let you know where you stand with your first home purchase. A pre-approval will also let you know what down payment is required, what your monthly mortgage payment will be and the maximum sales price of a house you could qualify for.
Our First Home Loans have…
Fast application processing and fast approval
Flexible loan features
Re-draw and extra repayment facilities
Weekly, fortnightly or monthly repayments
Fixed, variable or split loan options
Current lender discounts and promotions
Access to a 100% offset account
Access to your loan online


We Will...
We take care of everything
We help you make sense of the home loan maze
Call you at a time that suits you
Answer all your queries immediately
We save you time, money, energy and stress
Assist you with all the application processes
Keep you informed every step of the way
We cut through the red tape so there’s no downtime!
We look at all the features of your home loan, not just the rate
Get personalized support, helpful advice and informed choices
Helping clients achieve financial freedom through tailored, faith-inspired solutions
Contact
Newsletter
rukmal@ntelligentaccountsandfinance.com.au
0423 547 547
© 2024. All rights reserved.
Intelligent Accounts and Finance Pty Ltd (543206) and Nalin (Rukmal) Wijesooriya (543205)are credit representatives of National Lending Group Pty Ltd, Australian Credit Licence 412778. ABN 39148919715


**This is general information and does not take your objectives, financial situation or needs into account. We provide credit assistance under the National Consumer Credit Protection Act 2009 (NCCP Act). Before acting, consider whether it’s appropriate for you. We will assess suitability and provide required disclosures before any recommendation. Fees, charges, and lender criteria apply. Past performance is not a reliable indicator of future results
45 Spencer Road Killara NSW 2071
